Boat Insurance

The Johnston Agency can offer a variety of options for your boat or other personal watercraft insurance.  Give us a call today and we will find the best policy that fits your individual needs.

Some of the things to consider about boat insurance:

• Depending on the size of your watercraft  – there is a chance it is already covered under your homeowners insurance.  Ask us for details.
• You may want to have Physical Damage Coverage to protect during transport and storage.  This protects your asset when out of the water from theft, fire, vandalism. 
• The liability aspect is an important one when it comes to boats.  Having liability and personal liability is essential.  These come into effect should there be a collision with another boat or dock and the personal aspect projects you if there is injury to another person. 
• Property Coverage – this coverage is for loss that might happen to someone else’s property while operating your boat
• Medical – there covers medical if you or someone else in your watercraft is involved in an accident