Commercial Vehicles

All states require businesses to carry insurance on their commercial vehicles in case of a collision or damage. It will also protect you as a business owner. It could mean financial hardship for a business if you don’t have insurance.  

Mostly, this is referring to company-owned vehicles but it could refer to an auto that is personally owned but used for commercial purposes. Each state has its own requirements so we won’t get into detail here.  Call our agents and we can help answer any questions you may have about your commercial vehicle(s). It is equally important to make sure your business is protected as well as your liability exposure.  

Typical Coverage 

• Liability 
• Collision
• Uninsured or Underinsured Driver
• Comprehensive

When would I need to get commercial auto insurance?

• If you have a business and it purchases or leases vehicles
• If your auto has commercial registration
• If you vehicle is a part of your business operations (for example, delivery or cab)
• Premiums will vary depending on state, size, quantity, type of business, and so on.  (Call us today and we can help get you a quote)

After the policy is written, you may need to make updates as things about your business changes, for example:

• If there is a new driver of the vehicle
• If there is a vehicle added to the fleet
• If a driver is terminated or quits the company
• If a driver receives a ticket
• If there is an accident with one of the business vehicles

*It is important to keep your agent informed of any changes as it may affect your policy*