As a renter, it is important to have your personal items protected in case of a loss.  Contact The Johnston Agency to get a quote today and we can review all your options that suit your situation perfectly. 

A renters policy usually includes an amount for covering your belongings as well as personal liability.  Many of them also include medical coverage to a 3rd party in case of an incident on your property. 

Even though you may not own the home or condo, loss of your belongings can still mean a huge financial impact.  Should a fire, burst water pipe or burglary occur, you want to make sure you can recover from the loss.  We will find you the best policy for the best premium for your needs.  

There are a few things to consider when purchasing a renters policy and our agents will go over all the details with you.  

Most policies will include:

• Belongings: this would be the amount of property you have in your home – typically covered for theft, fire and other losses as stated on the policy
• Personal Property Additional: there might be some limits to certain items like jewelry or art for example.  We will discuss the option have having additional coverage for items that exceed any limits
• Personal Liability: this type of liability coverage comes into effect for property damage or bodily injury to others when caused by a covered incident
• Medical: this is added to many renters policies and covers guests who may be injured on your property.

Premiums/ Discounts

• We go out of our way to find you the best type of policy and coverages no matter what and that includes the premium.  We understand that saving on insurance is important to you.  There may be ways we can offer you a discount on your renters insurance.

• Alarms or monitoring systems
• Smoke alarms 
• Claims free discount
• Seniors discount
• Multi policy discount
•  

We are here to help and will get you the best policy.   Contact us today for a quote.